The bank doesn't charge a fee if you use an out-of-network ATM, but it doesn't reimburse any out-of-network fees charged by an ATM provider. How Capital One 360 Worksīetween Capital One ATMs and partner ATMs, you have access to over 70,000 ATMs nationwide. Your only option here is a regular term CD. Some banks offer more types of CDs, such as a no-penalty or jumbo CD.
Capital One does set itself apart by not requiring an initial deposit to open a CD - most banks ask for at least $500. The institution's CDs come with term lengths ranging from six months to five years.
Show Pros, Cons, and More chevron down icon An icon in the shape of an angle pointing down.Ĭapital One CD rates are pretty competitive, but you still might find the best CD rates with other online banks.